Multiply Money

Start Early

See how starting your investments sooner can dramatically boost your savings over time.

Start at 25

$200/month grows to $525,000 by age 65 with steady contributions.

Start at 35

$200/month grows to $243,000 by age 65, showing the cost of waiting.

FAQs

What is compound interest?

It’s interest earned on both your initial amount and accumulated interest.

How often is interest compounded?

Interest can compound monthly, quarterly, or yearly depending on your choice.

Why start investing early?

Starting early lets your money grow longer, dramatically increasing your final balance.

Can I withdraw early?

Withdrawing early breaks compounding and reduces your overall growth.

What if I miss monthly contributions?

Missing contributions slows growth but you can always resume to catch up.

How do dividends affect compounding?

Reinvesting dividends automatically boosts your investment and accelerates compounding.

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Questions? We're here to help you grow.